You have questions, we have answers.
As an independent, fee-only financial planning firm, Peakview Strategies believes in blending cutting-edge technology and time-tested advice cultivated from years of experience to partner with our clients in discovering the best ways to get the most of out what they have and know they’re on the right track. We provide fiduciary advice and clear but detailed financial plans that are as unique as their owners and never sell products.
Questions we can answer for you:
Financial Position
• What do we have?
• Where is it?
• Does it support my long-term needs?
Estate Planning
• Do we have what we need to have our wishes carried out if something happens to us?
• What will happen to our property and investments?
• Have we minimized exposure to external threats where prudent?
Investment Planning
• Are my investments aligned with my goals?
• How much risk is too much?
• How much should I save, and where?
• Are all my accounts coordinated?
Risk Management
• What if life doesn’t go as planned?
• Are the people and things we care about protected from the unknown?
• What risks do we even need to worry about?
Financial Independence
• How much do we need to retire on our terms?
• How do we protect against market volatility without a traditional paycheck?
• How much of our income is guaranteed?
• Will we have to sacrifice our lifestyle to make it work?
• Tax Planning
• Are our accounts diversified enough for tax purposes?
• Are we positioned to keep as much of our hard-earned assets as legally allowed?
• How do we manage our income to be as efficient as possible?
• Are we overpaying in taxes?
The Process
The start of our process involves taking some time to get to know each other, review important details and make sure everyone is on the same page for what's expected to make our relationship work. Here we'll begin to get some basic ideas of things that we could do together to improve or maintain your financial life and decide together if we should work together.
Do you have a junk drawer in your house that gathers all kinds of things from unopened mail, to business cards, old calendars, tools you forget are in it, and more? Most of us have a financial junk drawer as well---and that's ok. We'll go through it together and get it cleaned out, deciding what's important and what can go in the trash can with the phone book that appeared on your porch. Getting organized helps us make sure we're looking at the most important things, and that you get credit for everything that's yours.
Now that we've got a better handle on where you are and where you want to go (with a bonus of having a cleaned out financial junk drawer!) we can begin seeing exactly what steps you can take to get more of what you want. Using our state-of-the-art planning software, and years of experience your plan begins to take shape as we outline current strengths and weaknesses and give you simple, actionable advice on what to change and what to keep doing.
We'll decide together what tasks make the most sense to tackle and in what order. You're free to implement the action steps from your plan yourself anywhere you like, or you can outsource some of the steps to us to be in charge of them. Either way, you call the shots.
At your discretion, we can take responsibility for implementing portions of your completed plan, and will always act in your best interests.
It's one thing to set a plan in motion, but does it continue to work in the long run? Your plan is a living, breathing concept and as life changes, so must the plan. At least once a year we'll do a thorough recap of the work we've done for you if you put us in charge of implementing parts of your plan. We'll look forward to celebrating your life wins together and incorporating changes in your financial world into your plan, and show you how the choices you're making are shaping your future outcomes. We're always a quick note away from helping in the event of unexpected changes along the way too.
"Being rich is having money, being wealthy is having time."
– Margaret Bonnano
