Services
Investment Management
By partnering with us to manage your investments, we’ll build and manage unique portfolios for you that take into account your own preferences. We have a preference toward low-cost investment options that increase the likelihood of meeting your objectives in the long run.
Estate and Charitable Giving Planning
Do you have an estate plan? More importantly, do you have the right estate plan for your individual needs? We will help you make sure that the things that belong to you are distributed according to your wishes, and help you facilitate doing good for others over the years and at your death.
Tax Strategy
Are you prepared for a shifting tax landscape? Or do you know how your accounts will be treated when they grow or you take distributions from them? We can answer these questions, and also help make sure that you’re taking advantage of everything the tax code allows to allow you to keep more of your hard-earned income and assets. We’ll make sure your portfolio is tax-diversified and that everything is working together and is aimed in the right direction to meet your goals.
Investment Strategy
From determining the right types of accounts to use, to helping you select the right investments to meet your unique goals, while being responsive to your risk tolerance, liquidity needs, and even your social conscience, we can help make sure your investments do it all. Best of all, there are no separate charges or commissions paid to us when you implement our recommendations with us.
Risk Management and Insurance
We’ll help you figure out the right applications and types of insurance to carry in the event of unforeseen circumstances—whether those are are rainy days, rainy seasons, or catastrophic events. No matter what, we’ll make sure your plan will continue to work for your benefit.
Education Funding
Implement strategies that allow you to plan for your children’s education—Thanks to recent changes, this means more than just college planning. We’ll build flexibility to deal with multiple children needing education funds at the same time, and plan for what happens if they are awarded scholarships or choose a different route from college.
Student Loan & Debt Repayment Strategies
We’ll help you determine the most efficient and effective ways to pay your outstanding debt, including techniques for making sure that you don’t miss out on planning for the future while dealing with what can seem like a giant burden. We’ll keep it simple and help you keep it all in balance and take this from a major headache to a thoughtfully prepared strategy.
Cash Flow Management
Using a budget, we’ll work on ways for you to make sure that you’re spending less than you’re earning, and that unused funds are redirected for your benefit both now and in the future. You may think being on a budget is restrictive, but with our refreshing techniques, you’ll see it’s actually a way to control your money and make it do what’s most important to you.
Household Financial Reporting
Businesses use formal financial statements to track and present relevant financial data and use it to make informed decisions. Your household is no different. We’ll use a statement of net worth and a cash flow statement to track progress toward your goal and as one way to measure success relative to your unique goals.