Boeing Employees
You have worked all or most of your career for Boeing in any number of roles—or you’re on your way to doing so. You might have even previously served in the military before joining the private sector and adding to the company’s rich legacy of service. The world is moving around you and you’re not sure how much longer you will be around Boeing because it’s hard to see whether you’re in a spot where it makes sense to start exploring an exit on your own terms. Questions abound about the right choices to make to maximize your company benefits, how exactly to get out early or on time, which pension option to choose and why, and how to coordinate everything for your benefit. You have a life outside work that’s calling you and you wonder if it’s time to answer that call. Commercial, Defense, Global Services, Space and Security? The answers are often the same. If you have hopes and dreams of retiring on your terms and beginning to truly enjoy the fruits of years of your work, then you’re in the right place.
Values What's Important
- You’d rather spend money on experiences as opposed to material goods.
- Your family is important to you and being able to spend time with them (kids and grandkids included) while you can is attractive
- You work hard but you play hard. You want your precious free time to be meaningful and aligned with your values.
- You want flexibility and optionality – you don’t want to be held down by a specific plan in the future.
- You want to make good choices with the things that you’ve accumulated over time and ensure that your financial future isn’t going to be in doubt when the regular paychecks stop.
Goals How We Coach You
- Strike a balance between enjoying this season of life and preparing for the next one. You don’t want to make unnecessary sacrifices now for a life you want to live in the future – you want balance between both. Be able to confidently set a retirement date and know that you’re going to be ok.
- Get your household finances organized and make sure you aren’t missing anything. Dig into your cash flow and use the insights gained to make smart choices with any pensions you’re eligible to receive and coordinate those with your VIP balance.
- Create one common investment strategy across your various accounts and begin to consolidate various resources when it makes sense to simplify your life in retirement.
- Optimize the value of your employee benefits and if retiring early, make sure there’s a plan for health coverage before Medicare eligibility
Common Solutions Include
Financial Position and Net Worth Tracking
- Learning more about what you have, where it is, and how it works is one of the key things that we can provide early in our relationship. We can’t build a proper plan to reach your destination until we know where you’re starting out.
Investment Management
- You might be doing this yourself right now, and hoping you’re making the right choices. If you’re enrolled in the Boeing VIP plan, you might be paying to have a small part of this done for you. The problem here is that work isn’t coordinated with the rest of your world and doesn’t take into account large portions of who you are and what’s important to you beyond rudimentary expected retirement timelines or preferences for investment risk. There’s a better way to do this that’s deeper and more meaningfully connected to your future. We can help optimize this portion of your life and take on the task of keeping things on track so you can do more of what you want, and less worrying over the stock market.
Pension Analysis
- Lump sum? Annuity? Which annuity? Can I do better on my own than through the plan? These basic questions can be the most difficult to answer, but our deep expertise in the intricacies of the Boeing world allow us the privilege of guiding Boeing employees to the right answers for their unique needs. One size does not fit all, and we can give you the guidance needed to know you’re making the right choice now and for the future.
Tax Planning
- Take advantage of the combination of your resources and the rules laid out in the tax code to make sure that each choice you make is going to leave you in a better spot, closer to your vision for your own future while minimizing risk through exposure to unknown future tax regulations.
Estate Planning
- We will help you make sure that the things that belong to you are distributed according to your wishes, and help you facilitate doing good for others over the years and at your death.